One App. Every Payment. Zero Stress.
Simplify Every Payment
with One Powerful App
Billia lets you pay bills, top up airtime, buy data, and manage your wallet — all in one place. Fast. Secure. Reliable.



Join 20,000+ Nigerians making payments smarter every day.

Everything You Need to Pay Smarter
All-in-One Bill Payments
Pay for electricity, TV, internet, education, and betting — all in seconds.

Airtime & Data Top-Up
Buy airtime and mobile data for yourself or others — instantly and globally.

Virtual Dollar Card
Shop globally with your own secure virtual dollar card — perfect for subscriptions and online payments.


Introducing Billia AI: Smarter, Faster, Personal
From paying school fees to buying airtime or electricity, Billia AI makes every payment smarter, faster, and stress-free — just by asking.
What Our Customers Says

Arlene McCoy
One Year of using Billia
Before Billia, I always missed my PHCN payment dates. Now I get reminders, and I can repeat past payments without filling forms. It's efficient, secure, and perfect for people like me who forget easily.
4 June 2025
⭐ 4.7/5.0

Savannah Nguyen
Six Months of using Billia
I was surprised how fast wallet funding worked. I transferred from my bank to the Billia virtual account, and the money reflected instantly. I've used it to pay my cable and internet bills ever since.
24 April 2025
⭐ 4.5/5.0

Wade Warren
Two Months of using Billia
The virtual dollar card helped me subscribe to tools I couldn't pay for before. Works instantly.
15 April 2025
⭐ 4.8/5.0

Courtney Henry
Five Months of using Billia
Love the Billia AI – I literally just tell it to pay my DSTV, and it's done. No stress at all.
2 May 2025
⭐ 4.6/5.0
Download Billia Today
Fast payments, smart reminders, and secure wallet tools — all inside Billia


